We negotiate with your lender so you can skip mortgage payments for 3-6 months, or up to 12 months in special cases – legally and without penalties.
Trusted by homeowners nationwide.
A single payment covers everything needed to start negotiations with your lender.
RBC, TD, BMO, Scotiabank & More
Trusted Professionals Helping Homeowners Secure Mortgage Relief
homeowners helped
Our specialists work directly with your lender to pause mortgage payments and prevent foreclosure.
|
Feature
|
EquiShield
Financial |
Bank
Directly |
Debt
Consolidation |
|---|---|---|---|
|
Pause Mortgage Payments for 3-6 Months
|
✅ YES
|
❌ NO
|
❌ NO
|
|
No Credit Check Needed
|
✅ YES
|
❌ NO
|
❌ NO
|
|
No Monthly Repayments During Relief Period
|
✅ YES
|
❌ NO
|
❌ NO
|
|
One-Time Fee Only If Eligible
|
✅ YES
|
❌ NO
|
❌ NO
|
Worried about hidden fees? Don’t be. Our service is simple, transparent, and results-driven.
You pay a one-time $3,000 fee upfront — and we go to work negotiating directly with your lender to pause your mortgage payments and prevent foreclosure.
Here’s what you get:
Limited spots available—Check your eligibility today!
Not sure if you’re eligible? If you’re facing financial hardship and need a break from mortgage payments, you may qualify for lender-approved relief. You may qualify if you:
Most homeowners we work with are already behind on payments — and we understand that.
That’s why we’ve partnered with trusted Canadian lenders who can fund you directly, No upfront fees. No stress. Just relief.
“I was on the verge of losing my home after missing three mortgage payments. EquiShield Financial stepped in, negotiated with my lender, and secured a 6-month forbearance plan. Now, I have the time I need to get back on track!”
“After unexpectedly losing my job, I was struggling to keep up with my mortgage. EquiShield paused my payments for 5 months, giving me the breathing room I needed to find new employment. I can’t thank them enough!”
“I was skeptical at first, but EquiShield made the process seamless. They handled everything with my lender, and I didn’t have to pay a dime upfront. Now, my missed payments are added to the end of my loan, and I can finally breathe easy.”
Typically 3-6 months, sometimes up to 12 months in special cases.
They are added to the end of your mortgage (No lump sum required).
No. Forbearance is based on home equity & financial hardship, NOT your credit score.
We have financing options available through partners. Many clients use this to get started immediately.
Most major banks approve forbearance for homeowners facing financial hardship, allowing you to pause mortgage payments and avoid foreclosure. See if you qualify for relief today!
